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WebJust like everyone else-my complaint is similar. it’s RIDICULOUS trying to get points rightfully owed to you. I purchased the required products within the timeframe and my last receipt wasn’t counted (I received points (20 per product) for the purchase), but the app didn’t count the purchase towards the $30 total. WebTake $5,000 and divide it by $4,000; you have an 80% debt to credit ratio. You want a debt to credit ratio of LESS than 30%. Ideally, 10% will give you the best results. The majority of … WebDec 25, 2024 · Benefits of Having a Good Credit Score. How to Increase Credit Score by 100 Points in 30 Days. Keep Your Credit Cards Open. Lower Your Credit Utilization Percentage. Automate Your Credit Card Payments. Remove Late Payments When Possible. Get a Secured Credit Card. Tackle Your Debt. citi shell mc account online